FE ONLINE 2.0

FE ONLINE 2.0 - WHAT MAKES IT DIFFERENT FROM FE ONLINE 1.0?

• The FE ONLINE 2.0 application comes with numerous changes compared to its predecessor and continues to improve to offer a distinct user experience.
• Similarities: It is the official application of FE CREDIT, catering to a wide range of borrowing needs.
• Differences when using FE ONLINE 2.0:
  • Identification Method: The FE ONLINE 2.0 app logo features primarily red and blue colors matching the FE CREDIT logo, differing from FE ONLINE 1.0 with its predominant green color.
  • Disbursing cash loans directly into Übank accounts, facilitating balance management and offering free fund transfer for disbursed amounts.
  • Repayment of cash loan debts and credit cards through Übank digital banking.

Note: Some features in the FE ONLINE 1.0 application are not yet available in FE ONLINE 2.0 as the app is undergoing improvements and updates. These features will be progressively updated in the future. Specifically, FE ONLINE 2.0 has not yet updated:

• Repayment via SmartPay.
• Biometric login.
• User profile updates.
• In-app evaluations and location tracking for proposing disbursement and payment locations.

FE ONLINE 2.0 integrates multiple new utilities, supporting comprehensive and effective personal financial management.

A NEW APPLICATION FOR ALL BORROWING NEEDS

• Quick cash loans: Online registration, simple documentation requiring only National ID card, fast disbursement on the same day. Particularly, loyal customers can obtain additional loans with just an electronic signature to complete the process and receive immediate disbursement to their integrated Übank account through the app.
• Easily apply for an FE CREDIT credit card, register for online cash withdrawals, convenient credit card usage.
• Straightforward financing for motorbikes, electronics, phones with FE CREDIT; just an e-signature on the app is needed to complete the application process.

CONDITIONS FOR APPLYING FOR ONLINE CASH LOANS VIA THE FE ONLINE 2.0 APP:

• Nationality: Vietnam
• Age: 20 - 60 years old
• Income: from 3,000,000 VND per month
• Borrowing limit: from 10,000,000 VND to 70,000,000 VND
• Flexible loan terms: from 12 months to 36 months
• Attractive interest rates: from 15% - 35% per year (depending on individual customer profiles and based on principal outstanding)

For example:

• Loan amount: 10,000,000 VND
• Loan period: 12 months
• Interest rate: 28% per year
• Monthly installment amount: 1,066,667 VND
• Total amount to be paid: 12,800,000 VND

INTEGRATED ÜBANK DIGITAL BANKING:

• Free opening of Übank digital banking accounts.
• Quick transactions and free interbank transfers.
• Convenient repayment of FE CREDIT loans via the Übank account.

INFORMATION SECURITY MANAGEMENT AND SUPPORT:

• FAST: Simple online registration process.
• CONVENIENT: Complete contract storage; comprehensive management of loans, FE CREDIT credit cards, Übank digital banking accounts; track payment schedules anytime, anywhere.
• SECURE: Comprehensive security measures with face recognition identification; secure transactions with Smart OTP and tokenization technology (automatically encrypting customer card numbers into special character strings - Token.)
• BENEFITS: Flexible installment proposals; various discount programs and reward points exchanges for customers.
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• - ADVISORY: Customers can contact for quick and clear responses to any queries or concerns.
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• Contact:
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• - Website: https://fecredit.com.vn/
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• - Facebook: https://www.facebook.com/FECREDIT.VN/
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• - Zalo: zalo.me/fecredit
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• - Youtube: https://www.youtube.com/FECREDITVIETNAM
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• - Hotline:
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• Vay Loan Product: 19006535
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• - Thẻ Product Product: 19006939
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• INTRODUCTION TO FE CREDIT
  
  

• In February 2015, F1E CREDIT was established as a subsidiary of Vietnam Prosperity Joint Stock Commercial Bank (VPBank). In October 2021, VPBank completed a strategic collaboration with Sumitomo Mitsui Banking Corporation Consumer Finance Inc. (SMBC CF), a subsidiary of Japan's Sumitomo Mitsui Financial Group. Following this partnership, F1E CREDIT was rebranded as Vietnam Prosperity Bank SMBC Consumer Finance Limited Liability Company.